What Residual Income can do for You!

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Having a source of passive/residual income in today’s economy is essential. Back in the day, people flocked to real estate to create their passive income and they did very well with it for quite some time. However, we all know where that market has gone… into the dirt. In these tough economic times of layoffs and people’s retirement accounts and dreams disappearing, the brilliant financial minds out there like Donald Trump, Robert Kiyosaki and Warren Buffett now recommend network marketing to people to create their passive/residual income. And before turning your nose up at the thought of network marketing, know that it’s SO much more than the “old school chasing friends and family down” days that have been embedded in people’s minds. There is no more having to approach your friends and family to buy products/services and join your home business. It’s SO much more than that. I’ve been in this industry for over nine years and have never one time approached a friend or family member and don’t ever plan to. LOVE them dearly, they are so important to me and I treasure them but it’s just not my thing. There is a WHOLE world out there on the internet that are looking for a network marketing business from home that don’t need to be “sold” on the concept.

When the big dogs, Robert Kiyosaki, Donald Trump and Warren Buffett put their seal of approval all over network marketing, people started to get their noses out of the air and started paying attention. The AWESOME thing about creating a residual income with Network Marketing is it doesn’t require a lot of capital upfront, like real estate does, for example. Anyone with a good attitude, persistence and a lot of self motivation can do it. And while those three qualities may weed out many, it still leaves a door open for average people… like me.

So, what’s the big deal about having a residual income? Residual income is a beautiful thing, you do the work one time and that income continues to follow you month after month, year after year. I am still receiving residual income every month for business I put on the books in 2006! You can’t beat that! This type of passive income not only keeps you set financially but it allows you to focus on things in your life that are most important, your family, your relationships, enjoying life, all those things we cherish but so many don’t have themselves setup to put first. Bottom line, it gives you freedom!!

My sister and I.

My residual income has not only allowed me to be home with my kids for the past eight years but it’s touched me on an even deeper level. In October 2008, my family faced a horrible tragedy. My little sister who was only 28 years old was diagnosed with terminal cancer (Melanoma) and given less than a year to live. She fought hard for ten months but we lost her on 8/21/09. During those ten months, I was able to spend time with her for hours just about everyday. We laughed, we cried, we spent quality time together, time that I could never replace. If I wouldn’t have had a strong residual income, I wouldn’t have been able to do that. So I’m truly grateful for my home business and my residual income for giving me the freedom to spend time on what was truly important to me. I worked around my sister, my checks still came, my checks still grew! What a blessing that I didn’t have to worry about finances during a time where money should be the least of anyone’s worries.

We all have things come up in our lives, divorces, sick family members, injuries, child birth, spouses getting laid off, etc. Wouldn’t it be nice to have a residual income already coming to you every month when those things come up? A guaranteed check in the mail every month certainly makes things a lot easier, I know from personal experience. If you are already working on building a residual income for yourself and your family, good for you! Keep on working hard to grow it, it will come in handy through the years. If you haven’t started to build your residual income, what are you waiting for? Find your opportunity and get to work on it, it is SO worth it!

So grateful for my residual income,


7 Emotions You Will Encounter in the First Year of a Home Business

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feelingsYour first year in a home business will be filled with a roller coaster of emotions. Here are seven emotions you will most likely encounter so you can be ready and know how to deal with them:

1. Excitement - You just started a business that is going to change your life!  You’re gung ho ready and excited to start building a successful business and residual income!  Then you start going through the training process and now you feel…
2. Overwhelmed - There is a lot to take in, a lot of websites, training calls, reading material, etc. Of course there is though, you’re starting a brand new business.  When you feel this way, talk to your mentor. They will remind you to be grateful that there is a lot of training versus not enough and they will assure you that the feeling of being overwhelmed will fade in the next week or two or three.  Then you will get excited again and start generating leads to talk to.  The leads start coming in and then a new feeling arrives…
3. Fear - You may start to think “Oh my goodness, I need to talk to this person, give them the details, answer their questions. Oh no, what if they ask a question that I don’t know the answer to?”  If this occurs, make the decision to make your reason WHY you’re doing your business BIGGER than your fear and DO IT AFRAID!  When you do that,  you will get to the point where you feel…
4. Happy - Because, YES, you just got your first enrollment, then your second enrollment and you may end up enrolling ten that month.  But then you may experience feeling…
5. Discouraged - If one of those ten quits!  You begin to understand that you shouldn’t focus on the quitter but you should focus on the nine that stayed and continue to press forward enrolling new people.  But then, you may start to feel…
6. Impatient - You may have enrolled 20 people by now but you still don’t see the big, full time income yet. You need it, I get that, I needed it too!  Remind yourself that this is a building process and it takes time to reach a six figure income, it doesn’t happen overnight.  However, you start seeing other people reach big income levels and you start…
7. Comparing yourself to others - You cannot compare your journey to anyone else’s.  It will destroy your focus.  Everyone’s journey is unique. That person you’re comparing yourself to may have been in business for four years and you’re brand new. You cannot compare your day three to someone’s year four. That person may have done many home businesses in the past, and this is your first. That person may work the business full time, and you’re working your business part time.  Everyone’s journey is unique. Your success will come when you stop focusing on others’ success and start focusing on your own!

Now, if these feelings sound familiar to you, you are not alone.  We all go through these feelings in the beginning!  Some of the feelings are fun, some are not so fun.  No matter which one they are, they are all a part of the process and they will make you better in the long run.  I believe we have to go through these feelings ourselves so that when we have new team members that go through them, we can empathize and help them through it!

I’ll leave you with this… anything worth having, will not come easy. It may not be easy. But it WILL BE WORTH IT!!!

GAME ON!!


Thanks for the laugh Rodney!

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imagesCAUYFCYIFunny story… Just had a gentleman named Rodney come over to give me a quote to screen in my lanai.  After signing the contract to have the process started, he started asking questions about what I do for a living. I shared with him very briefly that I have a home business with AmeriPlan and he said “Wow, and that’s not a hoax?” Funny to me how the average person is so pre-programmed to think that ALL work at home is a scam. I responded respectfully “I wouldn’t have been doing this for over eight years if it was.” He then continued to ask me more questions (clearly I peaked his interest with my “hoax”) and he asked me how often I work.  I said “Oh, whenever I want really.” He asked if I will be working today and I immediately thought “Umm yeah, I will be writing a blog post about this conversation with you as soon as you walk out the door!” but instead I said “Yeah, I might work for a little bit.” and he said “Maybe you can make a little extra Christmas money with your little home business this year.”  LOL… DUDE, if you only knew!!! Thanks for the laugh Rodney! :)

Those are the types of conversations you can expect to have through the years of building your home business.  I can laugh at them and respond to them with confidence because I have seen the big success. If you’re newer in your business and you haven’t seen that big success yet, still respond to those people with confidence. Your success is coming! Don’t let words like hoax, scam, pyramid scheme, etc. scare you.  Those words are coming from people who are uneducated on what we do.  Don’t listen to the noise!! You ARE in the right place!

Build BIG… and make that “little extra Christmas money” and so much more! You deserve it!


To our AMAZING Freedom at Home Team!!

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thank youI want to take a moment today to thank you all for sharing my AmeriPlan vision and for being on this journey with me! I feel so grateful every day that you were brought into my life and that we have the opportunity to work on something amazing together.

As you may already know, I recently reached AmeriPlan’s top level of National Vice President.  I am very much aware that I am here at this title because of YOU guys!!  Thank you all so very much!! I know I wouldn’t be here without you:)

Here is the video of our fabulous leaders presenting me with the NVP award at AmeriPlan’s National convention and me accepting it with our beautiful team leaders:



As mentioned on the video, I had never done a home business before. I had no experience or skills, but I had the desire to learn and make a positive change in my life.  And here I am today… home full time with my kids, enjoying a six figure residual income, driving a beautiful Cadillac CTS that AmeriPlan gave to me and not struggling to pay my electric bill anymore.  Life is GOOD!!

Please know that it is my MISSION to help you each reach this success at home with AmeriPlan as well.  I TRULY believe in all of you and I am here if you need anything!!!

Love to you all! 


20 Time Management Tips for your Home Business

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timemanagement1. Create a designated work space.  If you have a separate room that you can turn into an office, great!  If not, no worries, just make a space in a corner of a room that is ONLY for your business.  Make sure the space is clutter free and free of any other things that will distract you.  This setting will instantly put you in an efficient state of mind.  When you have a designated work space, you can also figure the square footage for that area and use it as a tax write off for portions of your mortgage/rent, utilities, internet, etc.  One of the many perks of having a home business.

2. Schedule your time. It is VERY easy to waste your day away. By the time you’ve made yourself a cup of coffee, checked your e-mail, returned some calls and socialized on Facebook, it’s often time for lunch. That’s why it’s important to develop a daily schedule to organize your time. How you structure your schedule doesn’t matter as long as it works for you! When you are setting this schedule you want to account for time you’ll spend speaking to potential business, for training calls, for your team members, family and personal time. When you don’t have a schedule, it is easy to get overwhelmed. What do I need to do? What do I do first? It’s very easy to get to the end of the day and not truly get anything done. The fact is, you cannot be productive when you are overwhelmed. It’s hard to implement your passion when you are in that state of mind. Take the first 15-20 minutes of every day to plan your day. You should never start your day not knowing what you want to have achieved by the end of it.  Make a plan.  Even a simple post it note with a few things you’d like to accomplish will work!

3. Determine what part of the day you have the most energy and feel the most productive.  Then schedule the things that have to get done during that time. If you’re a morning person, for example, you may want to hit the phones first thing in the morning and start calling potential business.

4. Create a to-do list. It’s important to write down your goals for the day, week and month. Not only will you get more done, but you’ll also feel a sense of accomplishment every time you check off a task on your to-do list. Prioritize your to do list. Put it in number order, or put stars next to the most important things, highlight, whatever works for you. You can list the “have to get dones” and the “like to get dones”. A to-do list sounds like such a simple idea.  But it’s one that is frequently ignored and one that makes ALL the difference in the success of your day.  On the days I create a to-do list and stick to it, I am unstoppable.  I get so much done.  And I feel proud at the end of the day!

5. Focus on what you’re doing. When you’re working on your to do list, do one thing at a time. It will increase your concentration and you will be more effective. Your value will increase and your business will grow! Focus only on what you’re doing. Don’t think about everything else you need to be doing. God knows I’ve been guilty of that. When I’m doing chores, I’m thinking I should be working, when I’m working, I’m thinking about the chores that need to get done. Schedule your time, create blocks of time that are dedicated to only completing the task at hand. So that you don’t feel guilty.

6. Stop checking your email every five minutes. This is a huge time waster and distraction.  But we’re drawn to “new”, it’s human nature.  It makes us feel good and important.  Ignore it when you’re working on something. Every time you check your email when you’re in the middle of working on something else, it pulls your focus from what you were working on and you lose time trying to get back to that task. It will have your mind wandering here, there and everywhere.  If you’re working on something important, turn off your email so the dings of new emails coming in don’t distract you.  For example, as I was writing these tips, I shut my email down.  Try to limit the amount of times you check your emails to 3-5 times a day.  It’s very hard to stick to that especially in the smartphone world we live in these days.  And I know I check my email many more times than that on some days.  But make sure that the number of times you are checking your email per day is not pulling you from the task you are scheduled to be doing at that time.

7. Eliminate Distractions. The TV, Facebook, Instagram, Candy Crush, all those things that pull us away from our business and what needs to get done… eliminate them when you’re working your business.  We all love those things for entertainment purposes, but there is a time and a place for that… and it doesn’t fit in to your work day!

8. Don’t take personal calls. Obviously we cannot turn off our phone while we are working because we are expecting calls from potential business. However, screen your calls during your work hours.  If a friend is calling and you know it’s just to chat, let it go to voice mail and call her back after work.  If you were working at a job for a boss, you wouldn’t be able to take that call.  Treat your business with that kind of respect and it will respect you back with the success you want and need.

9. Shut the door. This may sound obvious, but it’s hard to screen out distractions when your spouse, kids, pets and neighbors can walk into your home office any time and strike up a conversation. That’s why it’s a good idea to set up an office in a room that has a door that you can close when you need to make an important phone call or concentrate on your work. If that’s not possible, explain to your family that there are certain hours during the day when you will be working and ask them to respect your boundaries. Of course, that’s easier said than done and make take them a little time to adjust to it and take you seriously but keep telling them! One problem I have faced is my family and friends thinking that since I “work from home” that I am just sitting at home and have tons of spare time to “hang out.” I would remind them over and over again that “Yes, I do have flexibility to do things here and there WITH notice.” However, for the majority of the time, I am working and building a business just like someone who works outside of the home and I take this very seriously. It took them a while to respect it and take me seriously but now they do.

10. Log what you do. Something great that you can do is monitor what you are doing on a daily basis. Get to know what you are spending your time on and work on improving and becoming more productive. Logging what you do will make a huge difference. It’s much more effective than just floundering around and letting hours go by without getting anything done. I’ve defintiely fallen victim to that. When I log what I do, I am much more productive. You don’t want to go through the day half unconscious and all over the place and espcecially you don’t want to get to the end of the day and not know what you did. You’ll just feel exhausted and overwhelmed. And that will not create success.  Great thing about logging what you do is that you can find out where you are wasting your time, where you’re confusing activity with accomplishment. You will learn that as you log what you do, you will learn your numbers. How many ads it takes to generate the leads you need, How many presentations it takes to enroll an IBO or member, any successful person knows their numbers. If you asked any top leader within Ameriplan about their numbers, I bet they could give them to you. Log all of it. It will help you with goal setting. For example, if I wanted to have 20 enrollments during September, I could tell you how many presentations I will need to make because I track my numbers. Any successful person knows their numbers, they know what they’re passionate about, they know what they need to spend their time on on a daily basis.

11. Multi-Task.
When you’re working at home and you’re talking to someone else who wants to work from home, it’s good that you can walk around your house and talk to them while you are picking up toys and things. I’ve cleaned my whole house while talking to prospects!  And it’s even okay if they hear you helping your kids because THEY want to work from home and if they hear your kids in the background, you can use that to your advantage. I love to incorporate my kids into my presentation if they are around. Some people like to purchase a headset to help with multi-tasking or some are comfortable just carrying the phone around the old fashioned way like me.

12. Work in 30 minute blocks.
It’s very easy to flounder around and just do whatever comes to mind at any give moment.  Don’t allow yourself to operate that way.  Pick an activity and give yourself a 30 minute block of time where you ONLY focus on that one activity.  Turn everything else off (TV, Facebook, etc.) and just focus on that one activity.  I do this with responding to emails.  I will sit down and say “I am going to sit here and answer emails for 30 full minutes and not do anything else.”  I keep my eye on the clock to make sure I’m staying on schedule.  You could also set a timer for this.  I find myself being very effective with my time and getting more done by working in these 30 minute blocks.

13. Ask someone to watch your kids. This is GREAT when you schedule your spouse or a family member to watch the kids so you can get some work done without distractions. You can also talk with some of the other moms in the neighborhood to see if they want to swap out some play days. You can have her kids over and then on another day send your kids over there so you can get some REAL good work in.

14. Ask for help.  This can be a tough one for a lot of people, myself included.  But you shouldn’t have to do it all… ALL the time (cooking, cleaning, taking care of the kids, building your business)… delegate some tasks to your family members that will free up some of your time.  For example, have your teenage daughter do the dishes, have your spouse make dinner one night, carpool with a mom to your kid’s activities, etc. When we ask for help, and get it, we can be more productive, be happier and reach our goals a lot faster.

15. Use technology. One of the most beautiful things about this age we are living in now is all the technology we have at our finger tips.  Texting, Instant Messaging, Facebook, phone apps… use these to help you save time with communicating with people and with your time management organization.  For example, in your business, make sure all your team members know they can access you by these methods.  A text to answer a quick question is much more effective than a 30 minute phone conversation.  If you have a smartphone, look into getting an app that will help you with creating a schedule and to-do lists and set up reminders for things you need to get done.  There are tons of them out there and most of them are free.

16. Team Calls. Attending team calls is a huge time saver for everyone. We have a VERY large team. And we all have the same questions and need to learn the same stuff. Jumping on these calls and us all learning together is a huge time saver. For example, imagine a leader on this team who has 30 team members… all 30 of them need to learn prospecting tips. But instead of that leader calling each one of them explaning 30 minutes of prospecting tips, all 30 of those team members can jump on a team call about prospecting tips. Then after, contact their enroller with quick questions. This is not only a huge time saver for the leader but also for the 30 team members so they can focus on getting into action.  Also, on our team site at www.careerandfreedom.homestead.com, there are recorded calls for every topic pertaining to this business on the Weekly Calls page. Use that.  Bookmark it. Listen to the calls yourself and direct your team members there when they have a question about a specific topic.

17. Our team’s Facebook page and Group.  Another time saver.  We are all there asking and answering questions all day everyday.  You can get your questions answered there and your team members can as well.  If you are not a member of our private Facebook Group, email me at kwooten@ameriplan.net and I will send you an email invite to join the group.  We also have a team page at www.facebook.com/careerandfreedom.

18. Wake up 15 minutes earlier than you need to every morning.  This is such a simple tip that will make ALL the difference in the tone of your day.  You can take 15 minutes each morning to enjoy the peace and quiet before your busy day starts.  I personally like to take this time to have coffee and listen to personal development.  It starts my day off in a great way.  Give it a try, you’ll notice a difference in your days.

19. Take care of yourself. Get plenty of sleep, eat healthy and exercise regularly. This will make a huge overall difference in your energy level, attitude, ability to learn new things, how you treat people and how you handle obstacles.

20.  Give yourself time to create an efficient routine. Good time management requires discipline and commitment. It’s truly an artform that takes time and energy to master. But it’s an amazing process. You will find that you will think better, work better, you will develop a higher self esteem.

A successful business all starts with good time management. Make it your goal to become a master of your time and everything around you will grow!!

Believing in you,


100K in Residual Income with AmeriPlan… Done!!

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cadillac2100K in residual income… wow!!!  WHAT a year it has been!! A new Cadillac, I got married, hit RVP and 75K, just bought a new house and now 100K! I’m so very grateful for this life that AmeriPlan has given me the opportunity to design. I always KNEW this day would come, it was never a matter of IF for me, just a matter of when. That belief system along with a never ending level of consistency, a good attitude and THE BEST TEAM ON THE PLANET is why I am sitting here writing this! And I have to admit, this feels good. It feels really good:)

When I first started this business in 2006, I was a stay at home mom of a two and five year old. I was in a very bad marriage and needed to find a way out, but living the typical single parent lifestyle and letting my kids be raised in daycare centers did not appeal to me at all. We deserved better! So I started looking for a better way, a Plan B. I had been looking for work at home for about two years when I found AmeriPlan. I wouldn’t give anything a try, I was a huge skeptic. When I found AmeriPlan, I got excited! I had finally found a company with elite credentials that operated with integrity. I had found my Ameri “Plan B”!! I came into this business with absolutely NO experience, a HUGE phone fear, no internet marketing skills, no knowledge of the industry, to say I was green is an understatement. But what I did have was a phenomenal attitude and a willingness to learn and GET GOOD at this!! I knew that if someone else was out there doing this successfully, that I could too. I never doubted that for a second. So I got busy, didn’t make excuses and never looked back!!

My journey with AmeriPlan has been amazing, but it hasn’t always been easy. I hit many obstacles and made a lot of mistakes. But I jumped right over the obstacles and decided to turn my mistakes into opportunities to learn and get better. A few months into my business, I went through a divorce, had to give up our home, my kids had to change schools and I had to get a full time job outside of the home about an hour and a half across town. My days were very hectic, I was truly a part of the single mom, rat race. I would sit in my car on my lunch breaks and make my calls. I enrolled a lot of people in that parking lot in the hot, Florida sun! There is no doubt that it was challenging. BUT, I KNEW that it was only temporary! I KNEW that making the sacrifices would be worth it! I set a goal to replace that income in twelve months and come back home to my kids. I didn’t reach that goal in 12 months but I did in 14 months!! The next few months were incredible… home with my kids, building a business that I love, life was good:)

But a couple months later, my family faced a huge tragedy. My little sister, who was only 28 years old, was diagnosed with terminal cancer. Because of AmeriPlan, I was able to spend just about everyday of her last 10 months of her life with her. I would pack up my laptop and phone and just go be with her. We laughed, we cried, we reminisced, that time was priceless to me. It was time that I was not going to get back. If I had still been working at a job, I wouldn’t have been able to do that. During that time, I kept working my AmeriPlan business, even if it was just a little everyday. Having the blessing of residual income during that time was HUGE for me. My check still came, my check still grew. THAT is the power of what we are working for here! And during that time, my AmeriPlan family showered me with so much love! I had already known that AmeriPlan was my home but that was just another confirmation that I was exactly where I needed to be!! This is SO much more than a business!!

Of course there are so many that have helped me reach this goal:

A HUGE thank you to my AmeriPlan mom and dad, Janie and Michael:) WHAT would I do without you!! You have been my inspiration from day one! You’ve helped me in so many ways and I’m just so incredibly grateful for both of you. Thank you for always believing in me. You have changed my life and I love you both!

Dennis and Daniel, thank you for this opportunity!!! I hope you realize how many lives your vision has changed and will continue to change. Thank you for giving us all the tools this year to take our businesses to a whole new level… the best compensation plan EVER, the Cadillac Club, all the bonuses and the promotions. I appreciate you both!!

The corporate staff, thank you for all that you do for us behind the scenes everyday!

To my husband Jason, thank you for believing in me and AmeriPlan and for putting up with my “I’m not going to stop working until it’s done” attitude:)

To my babies, Brittani and Landon, you are my everything and the whole reason why I work this so hard everyday! Thank you so much for being so patient and for cheering me on while mommy built our business!! We did it!!!

To my AmeriPlan sisters, Kelly O’Donnell, Maria Rappa, Patti Triplett, Jayme Boyles, Terri Medine-Dunlap, Michelle Stefferson, Winnie Woody, Kathleen Strooband, Amy Jacobs, Kim Blessing, Rotonya Jackson, Theresa Swendra, Michelle Everett, Ildi Veres, Brittany Winfree, Debbie Hanson, Lisa Simpson, Laurie Krawczyk and my AmeriPlan brother, David Mayo – Thank you all for being by my side and making this business SO much fun!! I can’t wait for convention!! :)

To my incredible, unstoppable team, which I wish I could list EVERY single one of your names here, thank YOU from the bottom of my heart for sharing this vision with me and for being a part of my life!! I would NOT be here without you!!! You are all so very special to me and I am TRULY looking forward to seeing you all reach new levels in 2013!!

For everyone working on their AmeriPlan dream, you can do this too! I am not anything extraordinary, I’ve just been here a little longer than you. Get to work, make sacrifices, don’t make excuses and don’t let people steal your dreams! They are YOUR dreams and YOU are in control of them!! Be the leader, stay laser focused and keep pressing forward!! It is ALL SO VERY WORTH IT!!! If you want this, GO GET IT!! There is so much opportunity in AmeriPlan right now! We can’t wait to see ALL of you earning 100K and beyond!!
GAME is ON!!!

Lots of love,

Kristie DeGraw
Regional Vice President

100K Founders Club (This is the first time I’ve typed that!!! WOOOHOOOO!!!!!!!!)


What Residual Income Can Do For YOU!

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Having a source of passive/residual income in today’s economy is essential. Back in the day, people flocked to real estate to create their passive income. And they did very well with it for quite some time. However, we all know where that market has gone…into the dirt. In these tough economic times of layoffs and people’s retirement accounts and dreams disappearing, the brilliant financial minds out there like Donald Trump, Robert Kiyosaki and Warren Buffett now recommend network marketing to people to create their passive/residual income. And before turning your nose up at the thought of network marketing, know that it’s SO much more than the “old school chasing friends and family down” days that have been embedded in people’s minds. There is no more having to approach your friends and family to buy products/services and join your home business. It’s SO much more than that. I’ve been in this industry for almost six years and have never one time approached a friend or family member and don’t ever plan to. LOVE them dearly, they are so important to me and I treasure them but it’s just not my thing. There is a WHOLE world out there on the internet that are looking for a network marketing business from home that don’t need to be “sold” on the concept. When the big dogs, Robert Kiyosaki, Donald Trump and Warren Buffett put their seal of approval all over network marketing, people started to get their noses out of the air and started paying attention.  The AWESOME thing about creating a residual income with Network Marketing is it doesn’t require a lot of capital upfront, like real estate does, for example. Anyone with a good attitude, persistence and a lot of self motivation can do it. And while those three qualities may weed out many, it still leaves a door open for average people…like me.

So, what’s the big deal about having a residual income?  Residual income is a beautiful thing, you do the work one time and that income continues to follow you month after month, year after year. I am still receiving residual income every month for business I put on the books in 2006! You can’t beat that! This type of passive income not only keeps you set financially but it allows you to focus on things in your life that are most important, your family, your relationships, enjoying life, all those things we cherish but so many don’t have themselves setup to put first. Bottom line, it gives you freedom!!

My sister and I.

My residual income has not only allowed me to be home with my kids for the past few years but it’s touched me on an even deeper level. In October 2008, my family faced a horrible tragedy. My little sister who was only 28 years old was diagnosed with terminal cancer (Melanoma) and given less than a year to live. She fought hard for ten months but we lost her on 8/21/09. During those ten months, I was able to spend time with her for hours just about everyday. We laughed, we cried, we spent quality time together, time that I could never replace. If I wouldn’t have had a strong residual income, I wouldn’t have been able to do that. So I’m truly grateful for my home business and my residual income for giving me the freedom to spend time on what was truly important to me. I worked around my sister, my checks still came, my checks still grew! What a blessing that I didn’t have to worry about finances during a time where money should be the least of anyone’s worries.

We all have things come up in our lives, divorces, sick family members, injuries, child birth, spouses getting laid off, etc. Wouldn’t it be nice to have a residual income already coming to you every month when those things come up?  A guaranteed check in the mail every month certainly makes things a lot easier, I know from personal experience. If you are already working on building a residual income for yourself and your family, good for you! Keep on working hard to grow it, it will come in handy through the years. If you haven’t started to build your residual income, what are you waiting for? Find your opportunity and get to work on it, it is SO worth it!

So grateful for my residual income,


Should You Work Your Home Business During the Summer?

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School is out, the kids are home, moms are busy! But that doesn’t mean that our home business stops. People still need what we’re offering and people still need to earn an income, including ourselves. So the show must go on. It may be a challenge but it is absolutely NOT impossible!I have a seven and a ten year old and they just started summer break last week. It’s been exciting to say the least. But I’m still working and getting them back into the swing of “Mommy works from home.” Although things are hectic and not as quiet as it is when they are in school, I still always excel in my business during the summers. Actually when I go back and look at each summer of my business since 2006, they have been my most productive and successful months!In the summer of 2006, I was fairly new, I started in May 2006. I was a SAHM mom at the time and I worked my business around the kids, they were two and five. I would make my calls when my two year old was napping and my five year old was watching a movie. It really doesn’t take THAT much time to get those 3-5 presentations in. If you work this business smart and focus on the work that gets results, which is talking to new prospects, you CAN be successful on part time hours around the kids. It’s all about working it smart. Then before and after nap time, I would answer emails or post ads just around my life whenever I had time throughout the day. Doing those things consistently day after day helped me to have a very successful summer. I hit my first promotion that June and ended the summer with over 40 new team members.

In the summer of 2007, my summer was actually very different than the previous one. In early 2007, I went through a divorce and had to get a full time job outside of the home. When I filed for divorce, I had already reached some success with my business. I had hit my second promotion and had built over $1,000 a month in residual income. But it just wasn’t enough yet to support my kids and I on my own. I knew it eventually would be but in the meantime I needed a job while I was building. So I found myself back in the cubicle. But instead of letting that discourage me and slow me down, it fueled me and I went FULL FORCE. So that summer, my kids were in daycare. I didn’t have to worry about making calls at nap times, I made my calls on my lunch break. What I realized during that time of making calls in the Florida heat in my car is that I really missed being at home dealing with making calls around my kids. So I learned to be grateful for that time with them instead of stressing about it. All those calls from my car paid off, by the end of that summer, I hit my third promotion and built an incredible foundation toward firing my boss.

In the summer of 2008, my summer went back to normal. All that hard work I did in 2007, paid off. I fired my boss and was home full time again with my kids. We had our our life back and we loved it. But I was still on a mission to reach 50k in annual residual income. So the kids and I made a plan, we set a schedule and stuck to it. They knew that WE were working on a goal together and that goal was 50k. That 50k was not only going to allow me to STAY home with them, it was going to allow us to get back to the lifestyle we were used to. It was going to give us more freedom. So that summer, we went on a mission. By the end of the summer, I did hit 50k!

In the summer of 2009, our life turned upside down. Earlier that year, we found out that my little sister, Dawn, only 28 years old, had terminal cancer. That summer, we spent most of our time at hospice spending her final days with her. I still worked my business part time around all of it and continued to enroll people weekly. But I did cut my hours drastically. These were days and hours I was not going to get back. I can remember a few times when Dawn was sleeping, that I went outside and made a few presentations here and there. I worked my business around my family. The beautiful thing about this is that even though I did go part time, my 50k income was still there. My check still came every month, my check still grew. What I had worked so hard for in the previous years allowed me complete flexibility to spend time with my sister. My sister passed at the end of that summer. Although it was THE most heartbreaking experience I have ever endured, I’m grateful I could be there for her. Grateful that I didn’t have to miss those days with her because I had a boss and was stuck in a cubicle.

In the summer of 2010, since the previous summer was so hard on my family, we set a goal to have FUN that summer. We had lots of waterpark and beach days, we did all kinds of fun stuff. And that’s the plan for this summer too! If you notice, summer of 2006 compared to today is a lot different. I worked hard my first two summers, made sacrifices, but look where you get with those temporary sacrifices, you get to freedom. That’s what we’re working for here. And while I do have freedom now, I still LOVE my business and still will continue delivering on MY promise to help each and everyone of our team members that work with us, be successful and reach the same level of freedom. So I WILL be working this summer around my fun time with my kids. I will still touch my business for a few hours everyday.

It would be very easy to just sit back and say “Oh the summer months are slow” and just stop working and pick back up in the fall, but it wouldn’t be smart! I’ve enrolled some of my top leaders during the summer months. If I took off and didn’t work those months, I would have missed out on them. We’ve also had SO much success on our team during the summer months, tons of promotions. 

Now I know that when you have kids at home with you during the summer that it can be challenging. But if you start your day with the right attitude that you are just going to go with it and make it happen, you can get it done without stress, without having to yell at your kids all day. I personally try to wake up before them, get my coffee, answer some emails and then I start my to-do list. That to-do list saves me every time. It’s SO easy to get distracted with all the “Mommy, I’m thirsty”, “Mommy, Brittani looked at me.” But each time I walk away from my desk and come back to it after I’m done taking care of them, I can look back at my list and get back on track very easily.

Moral of my story, the summer months can still be incredible months. I know in this industry you will hear people say that the summer months are slow. But the fact is, it will be as slow or as fast as you make it!  Make a choice to continue to work it hard and consistently everyday! You will be so happy that you did!


What Residual Income Can Do for YOU!

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Having a source of passive/residual income in today’s economy is essential.  Back in the day, people flocked to real estate to create their passive income.  And they did very well with it for quite some time.  However, we all know where that market has gone…into the dirt.  In these tough economic times of layoffs and people’s retirement accounts and dreams disappearing, the brilliant financial minds out there like Donald Trump and Robert Kiyosaki now recommend network marketing to people to create their passive/residual income.   And before turning your nose up at the thought of network marketing, know that it’s SO much more than the Amway days that have been embedded in people’s minds.  There is no more having to approach your friends and family to buy products/services and join your business.  It’s SO much more than that.  I’ve been in this industry for almost five years and have never one time approached a friend or family member and don’t ever plan to.  LOVE them dearly, they are so important to me and I treasure them but it’s just not my thing. There is a WHOLE world out there on the internet that are looking for a network marketing business from home that don’t need to be “sold” on the concept.  When the big dogs, Robert Kiyosaki and Donald Trump, put their seal of approval all over network marketing, people started to get their noses out of the air and started paying attention. Especially when Donald Trump started his own network marketing company, The Trump Network.  The AWESOME thing about creating a residual income with Network Marketing is it doesn’t require a lot of capital upfront, like real estate does, for example. Anyone with a good attitude, persistence and a lot of self motivation can do it.  And while those three qualities may weed out many, it still leaves a door open for average people…like me.

So, what’s the big deal about having a residual income?? Residual income is a beautiful thing, you do the work one time and that income continues to follow you month after month, year after year.  I am still receiving residual income every month for business I put on the books in 2006!  You can’t beat that!  This type of passive income not only keeps you set financially but it allows you to focus on things in your life that are most important, your family, your relationships, enjoying life, all those things we cherish but so many don’t have themselves setup to put first.  Bottom line, it gives you freedom!!

I was at one of my company’s events a few years ago and they started discussing the power of residual income.  I always knew that it was the best form of income out there but they gave an example that really helped me to truly understand just how powerful it is.  If you have a monthly residual income of $500, for example, that is the equivalent of having $200,000 in the bank collecting 3% interest.  So what you think is ONLY $500 a month could be considered a $200,000 asset.

My sis and I :)

My residual income has not only allowed me to be home with my kids for the past few years but it’s touched me on an even deeper level.  In October 2008, my family faced a horrible tragedy. My little sister who was only 28 years old was diagnosed with terminal cancer (Melanoma) and given less than a year to live. She fought hard for ten months but we lost her on 8/21/09. During those ten months, I was able to spend time with her for hours just about everyday. We laughed, we cried, we spent quality time together, time that I could never replace. If I wouldn’t have had a strong residual income, I wouldn’t have been able to do that. I’m truly grateful for my home business and my residual income for giving me the freedom to spend time on what was truly important to me. I worked around my sister, my checks still came, my checks still grew!  What a blessing that I didn’t have to worry about finances during a time where money should be the least of anyone’s worries.

We all have things come up in our lives, divorces, sick family members, injuries, child birth, spouses getting laid off, etc.  Wouldn’t it be nice to have a residual income already coming to you every month when those things come up??  A guaranteed check every month certainly makes things a lot easier, I know from personal experience.  If you are already working on building a residual income for yourself and your family, good for you!  Keep on working hard to grow it, it will come in handy through the years.  If you haven’t started to build your residual income, what are you waiting for?  Find your opportunity and get to work on it, it is SO worth it!!

So grateful for my residual income,


Is the Economy Affecting your Home Business?

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Since 2008, I have witnessed so many of my friends and family struggle financially during these hard economic times.  It has become a very familiar thing to hear the news that one of them lost their job, their hours were cut back, their house is in foreclosure, etc. You know the deal, everyone is talking about it.  Turn on CNN, look at the front page of the newspaper, scroll through the news feed on Facebook and you’ll see people talking about it daily.  It is the main subject on all of our minds these days.  Each time I hear or see news like this, it just breaks my heart.  I never like to see anyone struggle.   And it’s not only affecting people financially, but emotionally as well.  Money is not everything, just like they say, but it sure does make things easier. 

Over the past couple years, each time I would hear this news I would feel so incredibly grateful that I was able to maintain my financial responsibilities with ease, especially as a single mom.  I would be thankful everyday that I started my home business in 2006 and built it up to a very nice, more than full time income before this recession hit.  And as 2008 and 2009 passed, I was blessed to have continued growing within my business.  Then 2010 came along and for the first time, I personally felt the brunt of this recession.  For the first time in four years, I had to put forth the effort of a newbie to reach my goals.  For the first time, I plateaued.  I have to admit, it was very humbling and borderline discouraging at first.  But I truly believe that I got too comfortable and this was the push that I needed to continue growing and to make myself a better leader and home business owner.  So instead of running for the hills and jumping into another home based business or running out and getting a job, I embraced the obstacle.  I decided that I was more than capable of overcoming this challenge and it was time to go back to basics. If I did it once, I could do it again, right?  What was it in 2006 that made me reach my first and second management levels in five months?  What was it in 2007 that made me help many of my team members do the same?  What was it in 2008, that helped me fire my boss, come home full time to my kids and reach over 50k in lifetime residual income?  What was it all those years that helped me earn five Top Producers trips?  What was “it”?  “It” was that burning desire to do whatever it took to GET IT DONE!  “It” was getting up early and staying up late! “It” was always having faith and believing in the system that my amazing company and leaders had in place. “It” was believing that my kids deserved to have mommy home.  “It” was believing that I deserved success.  “It” was believing in myself! 

Your success will be determined by your attitude and what you choose to focus on.  If you focus on the negative, that’s exactly what you will get.  If you focus on the positive, you will get the positive. Shift your focus from being down on your business and counting the negative to the reasons to be grateful for having your home business.  Shift your focus from what is not working to what WILL work.  It’s all about mindset and what you believe.  Here are just a few things that come to mind that you have to be grateful for in having a home based business:

  • You already know it.  Even if you haven’t reached your full goals yet, you have already built a foundation and you don’t want to throw that away.  If you think it’s challenging growing your current business this year, imagine starting a brand new one and starting from scratch knowing nothing.  THAT would be a challenge!
  • YOU have control of your income!  If you want bigger checks, make it happen!  Get to work!
  • You CANNOT be fired, laid off or dismissed.  YOU are your boss!
  • You are building something for YOU!  You deserve not to struggle. You deserve to have something of worth.  You deserve greatness!
  • You are home with your family!  There is no greater gift than to be able to spend time with your family.  Nothing of monetary value can compare….nothing!

I could go on and on.  Once you’re focused on what to be grateful for, get into action!  Here are some things to do to start growing again:

  • Focus on what you know – Instead of going into complete panic that your business has slowed down and going on a manhunt for the greener grass, go back to basics and find that “It” that you had in the beginning.  You know what you need to do to be successful, go do it!
  • Double your efforts – If you’re getting half the results today than you were getting before, double your efforts and even it out!  Work harder, work longer, don’t be afraid of hard work!  It builds character and will make you appreciate what you have accomplished even more.
  • If what you’re doing for lead generation right now isn’t working, do something else!  If you keep doing what you’re doing, you’ll keep getting the same results…period!
  • Choose not to let anything or anyone on the outside influence you in a negative way or pull you from your business.
  • Keep perspective – It could ALWAYS be worse.  The oldest saying in the book, right?  Well it’s true.  I lost my 28 year old sister to cancer in 2009.  That tragic loss has changed my perspective on everything in life.  What she would give to be here today struggling in this economy….  Be grateful you’re here to have problems.

The new year is quickly approaching!  Prepare yourself now to shake off any negative from 2010 and make 2011 your BEST year yet!!!!  You cannot do anything about yesterday but you can certainly do something about tomorrow.  This country needs a shift, be a part of the shift in the right direction!  Focus on the famous quote “If it is to be, it is up to me” and get your GAME ON!!!!